Faith, Family & Falling Rates: The Season of Shift

Faith, Family & Falling Rates: The Season of Shift

Dear Sunshine State Readers

I hope this note finds you well, and maybe just a little reflective as we approach the close of another year.

October and November are special months in Florida. The weather starts to cool just enough, the holidays draw near, and something shifts in the air. It’s a season that reminds me why I do what I do: serve families, honor faith, and help people find solid ground, literally and spiritually.

And right now, I believe we’re entering one of the most strategically aligned moments we’ve seen in real estate in a long time.

📉 The Rates Are Shifting and so Is the Market

Let’s get tactical for a second. After months of anxiety around rising mortgage rates, we’re finally seeing some movement in the right direction.

The Fed has paused rate hikes. Lenders are reacting. And yes, some buyers who were priced out six months ago are now back in the game.

Here’s why this matters:

• A 0.25% drop in interest rates can save $100–$300+ per month on a typical mortgage.

• That can add $20,000–$40,000 back into your buying power.

• Sellers benefit too—more qualified buyers means more competition and stronger offers.

🙏 Why I Believe This Moment Is Bigger Than Just Business

As many of you know, I didn’t come into real estate from a sales background. I came from the correctional system, 8 years on death row and max security. That experience taught me discipline, respect, and the kind of integrity that doesn’t move with the market.

Real estate, for me, isn’t just about deals. It’s ministry. It’s about guiding families through major life transitions with honesty, protection, and care.

That’s why this newsletter isn’t just a “market update.” It’s an invitation. A reminder that even in uncertain times, there are windows of opportunity. And right now, we’re standing in one.

I believe if you’ve been praying about a next step—whether it’s buying your first home, selling your current one, or investing in a different future—this may be the season to act.

🧱 Family, Foundations & Financial Stewardship

Let’s talk about why real estate still matters—even with the ups and downs.

1. Owning gives you control – over your payments, your space, and your future.

2. Equity builds faster than most realize – even in slower markets, homeowners often see net gains within a year or two.

3. Florida remains a high-demand destination – especially in Northeast and North central Florida. Our combination of lifestyle, affordability, and freedom is unmatched.

But it’s not just about making a smart move.

It’s about building something your family can stand on.
It’s about stewarding the blessings God’s already placed in your hands.
It’s about creating options for your kids, your retirement, or your legacy.

🔨 What I’m Doing for My Clients Right Now

In this shifting market, the right strategy makes all the difference. Here’s what I’m offering (and personally managing) for every buyer and seller I work with:

✅ Free Pre-Approval Guidance – I work closely with trusted lenders to help you understand what’s possible beforeyou shop.

✅ Home Value Reports – Want to know what your home could sell for before 2026? I’ll run the numbers for free—no pressure.

✅ Winter-Ready Listing Strategy – Yes, homes still sell in the holidays. In fact, they often sell faster, with better offers. I’ll help you stage and price it right.

✅ Faith-Based Consultations – We’ll pray over big decisions if you’re open to it. This isn’t just about homes—it’s about purpose.

🛡️ Why do I Include a Home Warranty, and Why is That’s a Game Changer?

When you work with me, whether you're buying or selling, I include a free home warranty on every closed deal. Why? Because real estate is a huge financial move, and I want my clients covered long after the ink dries.

Here’s how it helps:

• 🧯 Reduces Stress – Buyers feel more confident making an offer when they know major systems (like HVAC, appliances, plumbing, etc.) are protected.

• 💰 Saves You Cash – One unexpected repair after closing can cost hundreds. A home warranty helps shield you from those early homeowner surprises.

• 📈 Boosts Your Listing’s Value – For sellers, including a home warranty upfront often attracts more offers and makes your home more competitive.

It’s one more way I bring peace of mind, professionalism, and protection to the people I serve. Because when I say I’ve got your back, I mean all the way home.

💬 Real Client Snapshot

“It was my husband and I’s first time buying a house and Alek made it the easiest process in the world. We looked at so many houses and then through not one but two home offers, Alek always had our backs, he showed up prepared with so much information and arrived early so he knew the layouts of the houses. He answered countless questions, kept going back until we had the right answers, and was available whenever we needed help. He made this transition so smooth and effortless, we appreciate all the help and assistance. Alek is the reason we have a beautiful home and we will never not recommend him.”

— Allison Hatch

🛠️ Bonus Resource: 3 Fixes Under $500 That Help Homes Sell Faster

If you’re even thinking about selling in 2025, don’t wait until the new year to prepare.

Here are three small upgrades I recommend, especially during the winter listing season:

1. Paint Touch-Ups – Neutral tones, clean edges, and fresh trim can boost perception by $5,000 or more.

2. Light Fixture Swaps – Modern, brighter lights make spaces feel larger and more welcoming.

3. Front Door Refresh – First impressions matter. A $100 door update can do wonders.

Need help sourcing or even doing the work? You already know, this is my lane. Framing, painting, flooring, drywalling. I’ve got hands-on experience and connections.

🎯 Final Word: Let’s Align Your Plans with the Season

If you’ve been waiting for a sign, this is it!

Rates are shifting.
Inventory is tightening.
Opportunity is opening.

Whether you’re selling, buying, or just looking for clarity—I’m here. Not to pressure you. Not to pitch you. But to partner with you in this season of life.

Let’s make decisions rooted in faith, backed by wisdom, and aimed at legacy.

Ready to talk real numbers or walk your property goals?
📲 Call/Text: (904) 769-6643
📧 Email: [email protected]
🌐 alekmeston.epiquerealty.com

Let’s build something that lasts.
With gratitude and grit,
Alek Meston
Licensed FL Realtor | Epique Realty Inc. | Lic. #3518308